Why it May Be Smart to Work a Little Longer

Before retiring and taking money from your deferred comp account, you may want to consider either delaying your retirement or taking an additional job for a few years – or both.

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If you decide to retire, taking an in-retirement job may let you delay taking withdrawals from your account, allowing it to keep working for potential earnings.

And if you stay employed a while longer, you could continue contributing to your 457(b) deferred compensation account, which would give it more time for possible growth. You could also take a second job for income to offset catch-up contributions.

Get the help you need

Talk with a Retirement Specialist before you decide to retire, to discuss your options.

Investing involves market risk, including possible loss of principal.


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